Name: Credit demand (en Inglés)
SKU: 59427098
Price: 87.97 USD
Availability: InStock
Author: Miteu Kalambayi, Alain Roddy
ISBN: 9786206955986

Formato

Libro Físico

Autor

Alain Roddy Miteu Kalambayi

Editorial

Our Knowledge Publishing

Idioma

Inglés

N° páginas

Encuadernación

Tapa Blanda

Dimensiones

22.9x15.2x0.5 cm

Peso

0.14 kg.

ISBN13

9786206955986

Categorías

Empresa y gestión

Credit demand (en Inglés)

Alain Roddy Miteu Kalambayi (Autor) · Our Knowledge Publishing · Tapa Blanda

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Reseña del libro "Credit demand (en Inglés)"

This book provides some answers to the question of why farmers operating under obvious financial constraints are unwilling to take out institutional credit. It explores the characteristics of farmers and their farms, the economic portfolio of farm households, institutional factors, the characteristics of financial products and the perception of risk that determine the demand for credit from these actors. Age, household size, distance from bank branches, collateral requirements and application processing time were found to reduce the likelihood of applying for credit, while livestock rearing, savings, higher monthly income and credit history improved it. Access to an alternative source of financing, improved repayment times and financial education improve the probability of borrowing, while increased financing needs improve it.